Intro offer for new users · $69 one-time

Every bill, matched to the paycheck that pays it.

Import a statement and Flowkeep finds your recurring bills, plans them across your paychecks, and tracks your debt, net worth and goals — personal and business.

Claim the intro offer — $69 See how it works

Secure checkout by StripePrivate to your account

Paycheck · Oct 16

Repeats biweekly

Expected

$2,400.00

Rent · Oct 20$950.00

Electric · Oct 22$136.00

Visa minimum · Oct 24$210.00

Remaining after bills$1,104.00

Rewards Visa

•••• 4021

$3,240 left62% paid down

Goal

Emergency fund

72% complete

Phone bill paid

$100.00 · today

How it works

From statement to bill list in under a minute.

Export a CSV, Excel or PDF from your bank or credit card and drop it on the Accounts page. Flowkeep finds everything that repeats.

CSV

chase_2025.csv

1,284 transactions

PDF · Excel · CSV

Step 1

Upload a statement

Bank or credit card. A full year gives the best results.

NetflixMonthly · $15.49

Coffee shop—

City WaterMonthly · $48.20

Hardware store—

Car insuranceMonthly · $93.65

Domain renewalAnnual · $22.00

Step 2

Recurring bills detected

Repeating charges are pulled out with their amount and frequency. One-offs are ignored.

NetflixPersonalBusiness

City WaterPersonalBusiness

Domain renewalPersonalBusiness

3 bills added to Accounts

Step 3

Review and add

Mark each as Personal or Business, and they’re added to your accounts.

Bills

Every bill, every month, accounted for.

Personal and Business tabs keep things separate. See what’s due, paid and past due at a glance — record a payment or mark it paid in one tap.

—Filters for still due, due in 7 days and past due

—Partial and extra payments tracked to the cent

—Sortable accounts by name, category or due date

This month

$1,713.65

Paid

$1,580.00

Still due

$133.65

Mortgage

Housing · Oct 1

$1,500.00

Internet

Utilities · Oct 9

$80.00

Car insurance

Insurance · Oct 13

$93.65Due soon

Gym

Health · Oct 20

$40.00Unpaid

Paychecks

Know what each paycheck has to cover.

Add your income once and it repeats on schedule. Every bill and card minimum is assigned to the paycheck that pays it, so you see a shortfall before it happens.

—Move a bill to the next paycheck in one click

—Paid bills stay visible and still count toward the total

—A running “safe to spend” amount

Paycheck · Oct 2$2,400.00

Bills $1,008Debt minimums $432$960 remaining

Paycheck · Oct 16$2,400.00

Bills $1,704Debt minimums $820−$124 shortfall

Example data

Debt payoff

Your cards and loans, paid down to zero.

Every card and loan gets an account card with its balance, APR, minimum and progress. Choose snowball or avalanche and see your debt-free date.

—Paying a card’s bill lowers its balance automatically

—Paid-off accounts move out of the way

—Full payment history for every account

Travel Platinum

•••• 5008

$8,420 left · 24.9% APRMin $210

Cash Back Visa

•••• 5824

$2,310 left · 19.9% APRMin $112

Store Card

•••• 1017

$0.00Paid off

Strategy

SnowballAvalanche

Total owed

$10,730

Paid down

$6,180

Debt-free

Mar 2028

Insights

See where your money is going.

Cash flow by day, net worth by month, and spending by category — always up to date.

Cash flow · October

Example data

PaydayCash on hand

Net worth · 6 months

Example data

MayJunJulAugSepOct

Housing$1,500

Credit cards$842

Utilities$310

Business$470

Goals

Set goals. Track progress. Get there.

Plan yearly and quarterly goals, break them into measurable targets, and watch progress update as you go — in list or board view.

—Number, currency or done/not-done targets

—Due dates and progress at a glance

—Goals for money, health, business or anything else

2026 goalsListBoard

Emergency fund

$7,200 of $10,000 · Dec 31

72%

Pay off two credit cards

1 of 2 · Q4

45%

Launch side business

9 of 10 steps · Nov 15

90%

Read 24 books

7 of 24 · Dec 31

30%

Intro offer

Get in early for one payment of $69.

As an introductory offer, new users pay $69 once — no monthly fee. Flowkeep will move to subscription plans in the future.

FlowkeepIntro offer

$69USD · one-time

For new users, for a limited time. Subscription pricing comes later.

Bills, paychecks and debt payoff
Statement import with recurring-bill detection
Net worth tracking and charts
Goals with targets and progress

Buy Flowkeep — $69Secure payment by Stripe · Receipt emailed instantly

Frequently asked questions

Is this a subscription?

Not right now. New users can join with a one-time $69 introductory payment for Income, Net worth, Goals and Settings. Flowkeep will offer subscription plans in the future.

Does Flowkeep connect to my bank?

Not at the moment. Flowkeep doesn’t use bank-linking services like Plaid. You add your bills and accounts by hand, or upload a CSV, Excel or PDF statement once to pull in your recurring bills automatically.

Which statements can I upload?

CSV, Excel or PDF exports from your bank or credit card. Flowkeep reads the transactions and suggests the ones that repeat.

Who can see my data?

Only you. Every record is tied to your account. Payments run through Stripe, so Flowkeep never sees your card number.

Can I get a refund?

[YOUR REFUND POLICY — e.g. full refund within 14 days, email support@yourdomain]

Take control of every paycheck.

Intro offer for new users: $69 once, before subscriptions arrive.

Get Flowkeep